Poshai

Posh envisions a future where financial institutions of all sizes can seamlessly engage their customers through intelligent, conversational AI that democratizes access to banking services. By transforming how banks and credit unions interact with their communities, Posh is building a more inclusive and efficient financial ecosystem.

Driven by cutting-edge AI technology such as the REALM AI model orchestration engine, Posh creates solutions that empower both customers and frontline employees to navigate complex banking tasks with ease, enhancing user experience while increasing operational scalability and security.

Posh is committed to harnessing AI innovation as a catalyst for expanding financial accessibility, improving institutional efficiency, and reshaping the digital banking landscape into one where technology bridges gaps and drives meaningful service transformation.

After diving deep into Posh AI, we came away genuinely impressed by what this MIT-born startup has built. Since 2018, they've quietly become one of the most practical AI companies in fintech — and that's saying something in a space drowning in flashy demos that don't actually work.

What caught our attention wasn't just another chatbot company. Posh has cracked something harder: making AI that actually helps both bank customers and the people who work there.

Why This Feels Different

Most banking AI feels like talking to a particularly stubborn vending machine. Posh's approach is refreshingly human-centered. Their REALM AI engine doesn't just spit out canned responses — it actually understands context and can handle real banking tasks.

We love that they're thinking beyond just customer service. Their employee-facing tools help bank staff find answers faster, which means better service for everyone. It's one of those "why didn't anyone think of this sooner?" moments.

The Numbers Tell a Story

Here's what really sold us: 200+ deployments across more than 100 financial institutions. That's not just pilots or proof-of-concepts — that's real banks trusting Posh with real customers.

The fact that they've earned SOC 2 Type II certification shows they understand that security isn't optional in banking. We've seen too many promising fintech companies stumble because they treated compliance as an afterthought.

Who Should Pay Attention

If you're running a community bank or credit union, Posh deserves a serious look. They seem to genuinely understand that smaller financial institutions need enterprise-grade AI without enterprise-grade headaches.

For larger banks, the question isn't whether AI will transform customer service — it's whether you'll lead or follow. Posh's track record suggests they can help you lead.