1Fort

1Fort AI envisions a future where business insurance is no longer a cumbersome, manual process but an automated, streamlined experience that empowers brokers and businesses alike. By harnessing the power of artificial intelligence, 1Fort AI is transforming the traditionally complex and inefficient insurance landscape into a proactive system that not only simplifies workflows but also enhances risk management and client outcomes.

Our mission is to eliminate underinsurance and inefficiency by automating the entire insurance lifecycle—from application to quoting, policy comparison, and servicing—making insurance coverage more accessible, accurate, and responsive. Through cutting-edge AI technology and rigorous data security standards, we enable brokers to deliver faster, more robust coverage and help businesses become safer and more resilient.

We are driven to build a future where AI-driven automation and proactive risk solutions fundamentally reshape how insurance is distributed and managed, fostering a safer business environment and empowering brokers with the tools and insights they need to serve their clients with excellence.

We've been tracking 1Fort AI since their 2021 launch, and honestly, we're impressed by how they're tackling one of the most stubbornly analog industries out there. While everyone else in insurtech seems focused on direct-to-consumer plays, 1Fort took a different route—they're empowering the middlemen, the brokers who actually move the needle in commercial insurance.

The Broker-First Strategy That's Actually Working

Here's what caught our attention: instead of trying to replace insurance brokers, 1Fort is making them superhuman. Their AI platform handles all the tedious stuff—autofilling applications, generating instant quotes from A-rated carriers, comparing policies side-by-side. We've seen brokers cut hours of manual work down to minutes.

The numbers tell the story. With 75% of companies reportedly underinsured, there's clearly a gap between what businesses need and what they're getting. 1Fort's approach addresses this by giving brokers the tools to actually serve more clients better, rather than just faster.

What Sets Them Apart

Most insurtech platforms we review feel like they're built by people who've never worked in insurance. Not 1Fort. Their founding team combines deep tech expertise with actual insurance industry experience, and it shows in the product details.

Take their risk management features—they're not just selling policies and walking away. The platform helps businesses stay compliant and prevent claims before they happen. That's the kind of forward-thinking approach that creates real value for everyone involved.

The Funding Momentum

We don't usually get excited about funding announcements, but 1Fort's recent $7.5 million Series A tells an interesting story. Led by Bonfire Ventures with participation from some heavy hitters (including Ramp's founder), this brings their total to $10 million since 2021.

What's more telling? They're not burning cash on flashy marketing campaigns. Instead, they're quietly building a user base of hundreds of independent brokers and delivering measurable results. Their case study with CEC Facilities Group shows the kind of real-world impact that gets investors excited.

Who This Really Works For

If you're an independent insurance broker drowning in paperwork and struggling to scale, 1Fort feels like it was built specifically for you. The platform shines brightest in complex commercial scenarios—construction, healthcare, financial services—where manual processes typically create bottlenecks.

For larger brokerages already invested in legacy systems, the transition might be trickier. But for growing firms looking to punch above their weight class, we see why hundreds of brokers have already made the switch. The ROI on saved time alone seems to justify the investment.