Liberate —AI for Insurance Carriers and Agencies to accept FNOLs, sell policies and service policyholders over voice and digital.

We envision a future where insurance interactions are seamless, immediate, and profoundly personalized, transforming how carriers and agents serve customers worldwide. Liberate is dedicated to reshaping the insurance landscape by harnessing cutting-edge conversational Voice AI and automation technologies that enable insurers to deliver exceptional service experiences with unprecedented speed and accuracy.

Our mission is to empower insurance providers with innovative solutions that automate complex workflows such as claims and underwriting while maintaining a human-like touch through multilingual, real-time conversational AI. By doing so, we aim to radically improve operational efficiency, reduce costs, and elevate customer satisfaction across the insurance ecosystem.

Through strategic partnerships and continuous innovation, Liberate is building the technological foundation for a future where insurance is accessible, responsive, and intuitive, driving meaningful change in an essential industry that touches lives every day.

We've been tracking Liberate for a while now, and honestly, they're doing something pretty remarkable in insurance tech. While most companies in this space focus on backend processes or simple chatbots, Liberate built a conversational Voice AI that actually sounds human and handles complex insurance tasks end-to-end.

What caught our attention first was their multilingual capabilities — we're talking 100+ languages with 24/7 availability. That's not just impressive from a tech standpoint; it's game-changing for insurers dealing with diverse customer bases during catastrophic events when every minute counts.

The Tech That Actually Works

Liberate's Voice AI platform isn't your typical phone tree nightmare. Their system handles First Notice of Loss (FNOL), underwriting, and quoting with what they call "conversation grading" for smoothness. We love that they're measuring how natural the interactions feel — because let's face it, nobody wants to argue with a robot about their car accident.

The sentiment analysis and real-time transcript features give insurers actual insights into customer satisfaction during calls. It's the kind of data-driven approach that makes both customers and claims adjusters happy.

Smart Partnerships, Faster Growth

With just $7 million in funding and under 25 employees, Liberate is punching way above their weight class. Their secret? Strategic partnerships that amplify their reach without burning cash on massive sales teams.

The collaboration with Five Sigma for AI-native claims management and the Zywave integration for comparative quoting show they understand the insurance ecosystem. Rather than trying to rebuild everything, they're plugging into existing workflows where their Voice AI adds the most value.

Who Benefits Most

We think Liberate hits the sweet spot for mid-to-large P&C insurers who are tired of customer complaints about hold times and clunky claims processes. Their ability to deploy and transform CAT-season readiness within weeks is particularly appealing for carriers in hurricane or wildfire-prone regions.

The recognition as one of PropertyCasualty360's 2025 Insurance Luminaries validates what we've been seeing — this isn't just another AI company trying to crack insurance. They're already transforming how the industry thinks about customer engagement, one conversation at a time.